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How a Boat Accident Lawyer Can Help You File a Claim

If you've been injured on the water or in a marina or a marina New York boat accident lawyer can assist you in filing an insurance claim. They will offer advice on the strength of your claim and negotiate with insurance companies.

The majority of boat-related lawsuits are based on negligence. If your lawyer can prove that there was a breach of duty, causation and damages, you could receive compensation.

Damages

Boating accidents can cause serious injuries, as with any other kind of accident. The types of injuries that can happen include drowning in the water, oxygen deprivation injuries brain trauma and fractured bones. A skilled lawyer can assist you in obtaining the amount of compensation you are entitled to for these damages.

Similar to car accidents, the case of a boating accident depends on proving the negligence of the party responsible. A lawyer can do an exhaustive investigation and take photographs of the accident scene and injuries to prove the responsibility. They can also help you locate medical records for treatment as well as other evidence to back your claim. They can also help you comprehend the law of comparative liability if your situation is affected.

Victims may be entitled to both economic and non-economic damages for their boating accidents injuries. Economic damages are more easily verifiable such as past and future medical expenses related to your injury. They could also cover any loss of income due to your injuries and changes to your ability to work in the future. Noneconomic damages are more subjective and may include the suffering and inconvenience as well as loss of enjoyment of life and emotional anxiety. A lawyer can assist you determine the value of your losses, and make a lawsuit or an insurance claim against the people who are responsible for your injuries. They also deal with cases involving government agencies like the Coast Guard or police.

Insurance

Financial burdens can rapidly mount when someone is injured in an accident on a boat. Medical bills can be in the thousands. And, in the event of surgery, the cost can be more costly.

A personal injury lawyer can help injured victims get the compensation they require. He or she can investigate the root of a boating accident, file necessary paperwork, and work with insurance companies to obtain the maximum compensation.

An attorney for boat accidents can also determine who is liable and what insurance coverage each person has. Responsible owners and operators have insurance for liability on boats that covers injuries however, not everyone has. Those who rent or borrow boats should check their own homeowners and insurance policies for boating to determine what coverage they have.

Reporting boat accidents to authorities is essential. A police report will help establish the negligence of the boat owner and other details when submitting an claim for damages. It is also a good idea to talk with witnesses to collect their statements. It is also helpful to get the names, contact details and insurance policy numbers for all the parties who were involved in the incident including the captains of the boats.

Liability

If you're a victim of a boat accident you could be entitled to reimbursement for the past and future medical expenses. This can include hospital bills and emergency room services. Additionally, it includes doctor appointments, therapy sessions and medication costs. Your NYC boat accident lawyer will be able to prove these expenses and will make sure that the full extent of your losses is reflected in your compensation award.

Most injuries suffered in boat accidents are the result of the negligence or recklessness by the boat's owner or operator. Lack of safety equipment like fire extinguishers, navigational lights or life jackets may cause some injuries to get worse. A claim could also be made against a manufacturer of a defective boat or a component of the boat, for instance a water ski.

If you've suffered injuries while working on a commercial boat and suffered an injury, you may be able to file a claim under the Jones Act. A New York boat accident attorney will review your case and provide additional information about this special law. Your lawyer will also lead in negociating with the responsible parties as well as their lawyers and insurance companies on your behalf. If a fair settlement is not reached, your attorney will prepare for you a trial to seek justice.

Time Limits

There are many laws that govern boating as well as other watercrafts. These laws cover driving, passing, and granting the right of way, among other things. These regulations also require that operators remain sober, avoid overloading or powering their vessels and avoid risky actions like weaving into traffic or jumping into the wake. A negligent act by the operator or any other person involved in a boating accident could cause serious injuries and even wrongful death.

A qualified lawyer for boat accidents can guide you through the legal procedure, assess the strengths of your case and protect your rights. They can also help you in pursuing compensation for financial damages by providing medical documentation and other evidence.

Since a case involving a boat accident is governed by maritime law as well as state personal injury laws, it can take longer to settle than an auto accident claim. This is because a lawyer must gather eyewitness statements, police reports and other evidence before negotiations can begin. Depending on the complexity of your case, negotiations prior to litigation could last from a few weeks to six months. If you are an employee of a commercial fishing vessel or cruise vessel, or any other type of worker that is on the water as part of their job, you could be eligible for workers' compensation under maritime law. A NY lawyer who handles boat accidents can represent you in these cases.