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Even when using cheques for paying wages and salaries turned uncommon, the vocabulary "pay cheque" nonetheless remained commonly used to describe the cost of wages and salaries. France, remains nicely forward of its European counterparts in the usage of cheque payments, as seen in 2020 where it is estimated that more than 1 billion cheque payments were made, in comparison with Italy, the nation with the following highest variety of funds, with below one hundred million. However even in the United States cheque utilization has seen significant decline. The United States relied closely on cheques, due to the convenience it affords payers, and as a result of absence of a excessive volume system for low worth electronic payments. The use of credit or debit playing cards has begun to exchange the traveller's cheque as the standard for trip money due to their comfort and additional security for the retailer. Being paper-based, cheques are costly for banks to course of in comparison to digital funds, so banks in lots of nations now discourage the use of cheques, both by charging for cheques or by making the options more enticing to prospects

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